CA Hills

Affordable Quake Coverage for everyone

When the Big One strikes...

Get cash for ANYTHING living expenses lost income child care elder care broken contents you need

Get Covered

Think FEMA will bail you out? Think again – average residential FEMA payout after Katrina: $500.

Conventional quake coverage is so costly that 9 in 10 people are choosing to go without.

We’re creating an alternative.

Indie Insurance

Jumpstart is an independent startup aiming to get fast money to more people after an earthquake.

We’re on-track to offer coverage as soon as 2017.

It’s not too good to be true: Jumpstart’s concept is based on detailed actuarial modeling; payouts would be possible from day one from a risk bearing partner; and coverage will comply fully with insurance regulations.

Let’s all bounce back quickly after earthquake.

Show your interest and be the first to find out when it’s ready!

  • Cash

    $10,000 in a Magnitude 6 or larger near you.

  • Fast

    Within 3 days.

  • Hassle-Free

    No damage necessary. No paperwork. No deductible.

  • for Everyone

    Available to Renters and Homeowners

  • Affordable

    $20 per month in most locations.

  • Flexible

    Use for any earthquake expense – whatever it takes to land on your feet.

Coverage for Expenses You Can’t Anticipate

More than just property repairs; use for ANY quake-related expense.

Mobile Renters

Quake money would make the difference between staying or leaving – we work from home, anyway.

Mobile RentersSan Francisco, CA
Almost Retired

Now we won’t have to touch our retirement for repairs.

Almost RetiredLafayette, CA
Hardworking Mom

If his daycare is closed for repairs, we’ll have to pay a nanny.

Hardworking MomSanta Rosa, CA
Resourceful

My life will change anyway after a big quake.  I just need enough cash to adapt to a new situation.

ResourcefulVentura, CA
Homeowners

Finally we can stop pretending the earthquake’s not coming.

HomeownersPleasant Hill, CA
Weekend Warrior

Current insurance isn’t just expensive, it’s unrealistic.  I want coverage for what’s most likely, not the worst-case.

Weekend WarriorPalo Alto, CA

Coverage That Fits

Most damage is minor, even in a large quake. Get what you need to re-boot

Earthquakes Can Happen Anywhere

There is something you can do! Cover the first dollar loss with Jumpstart.

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Fema Map
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Napa, CA: M6.0 2014

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El Centro, CA: M7.2 2010, 1954

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Salt Lake City, UT: M6.5 1934

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Oklahoma: M5.6 2011

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New Madrid, MO: M8 1812

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West Texas: M5.7 1995

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Greater Los Angeles: M6.7+ 1994, 1971, 1933

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Tacoma, WA: M6.8 2001, 1965

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Eureka, CA: M7.2 2005, 1992

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Virginia: M5.8 2011

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Charleston, SC M7 1898

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Yellowstone National Park, WY: M7.2 1959

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East of Reno, NV: M7 1954

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Anchorage, AK: M9.2 1964

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Kona, HI: M6.7 2006

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Quebec City, QC: M6.3 1925

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Ohio: M5 1986

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Denali National Park, AK: M7.9 2002

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Kentucky: M5.1 1980

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Upstate NY: M5.2 2002

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Idaho: M6.9 1983

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San Francisco, CA: M6.9 1989, M8 1906

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Landers, CA: M7.3 1992

Good For Me, Good For The Community

The more people who buy Jumpstart, the greater the social impact. When there’s more money in the system, more of your neighbors will stay and tough it out, and our communities will be resilient.

New Orleans after Katrina

  • 50% of residents were insured, yet
  • 40% left and never returned
  • $150b in losses
  • $500 average residential FEMA payout

Current situation

  • Less than 10% of residents are insured for quake
  • $300b estimated losses in a M6.8 near Oakland
  • $600b estimated losses in a M7.1 in Los Angeles hills
  • Payouts will be a tiny fraction of what’s needed
  • Local economy will lag
  • Lack of community resilience

If 1 in 5 residents bought Jumpstart

  • Payouts would triple compared to the current situation
  • Economic stimulus for regional recovery
  • Individuals bounce back
  • More neighbors stay to tough it out
  • Communities are resilient

Who Could Have Received How Much?

Napa Quake Map

2014 M6.0 South Napa Earthquake

  • Less than 10% of residents were insured
  • 40,000 households experienced strong shaking, but
  • Less than 200 residential insurance claims were paid
  • Total losses $500m+
  • Less than $1m residential insurance payouts (0.2% of total losses)
  • $1500 average residential FEMA grant

If 1 in 5 residents had Jumpstart

  • about 8000 people would have received $10,000
  • $80 million would have been paid out
  • 50x more money for recovery!

M6.8 on the Hayward Fault

  • Less than 10% of residents are insured
  • More than 1 million people will experience strong shaking
  • $300b+ estimated total losses
  • $2b estimated residential insurance payouts (<1% of losses)
  • $1500 average residential FEMA grant (estimate)

If 1 in 4 residents had Jumpstart

  • It would double the recovery money flowing into the region.
  • More than 200,000 people would receive $10,000,
  • Supplying an additional $2b of residential insurance payouts.
Hayward Quake Map

Disclaimer

Jumpstart is not an insurance company and the insurance concept described herein does not yet exist. If Jumpstart succeeds in making coverage available, the policy offered could differ from the features described here, in its terms, conditions, limits of coverage, exclusions, etc. Eligibility for products and services, when available, would be subject to underwriting by the providing insurance company.  This website does not make any representations that coverage will or will not exist for any particular claim or loss, or type of claim or loss, under any prospective policy.